4 Ways to Reduce Junk Mail

1. Put a Halt on Credit-Card and Insurance Offers

Credit-reporting agencies such as TransUnion, Experian, and Equifax have mailing lists that credit-card and insurance companies use to send you offers. Luckily, it takes all of one minute to put a halt to this and get your name and mailing address removed. To eliminate credit-card and insurance promotional offers, call 1-888-5-OPTOUT (1-888-567-8688) or visit OptOutPrescreen.com. You can choose a five-year removal (which can be done online or by phone) or a permanent removal (which requires a follow-up form).

2. Say Goodbye to Unwanted Phone Books

Let's face it: the only phone book you need is the contact list on your cell phone. To get rid of unnecessary phone books being delivered to your mailbox, head on over to TheRealYellowPages.com and opt out. It's free to do, and they typically have no problem accommodating your request (it saves them money in printing).

3. Get Off the Large List of Direct Marketers

Sign up with the Data & Marketing Association and remove your name from its mailing lists (the DMA will only remove you from its mailing list for 10 years). To do this, there is a handling fee of $2 if you register online, and if you choose to mail in your opt-out request, there is a fee of $3.

4. Use an Online Service to Stop the Rest of the Junk

While it's nearly impossible to get rid of all junk mail, you can cut down on a huge portion of it by signing up with unlisting services. Both Catalog Choice and PaperKarma are good options for getting rid of direct and local mailers. Catalog Choice is free, but will only rid you of the 10,000 catalogs in its database. PaperKarma costs $4 a month, but works differently, allowing you to take a picture of the junk mail and unsubscribe that way.

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